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Yes, there's a difference among agents. Call me and find out for yourself. 253-566-3889.
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Learn About 21st Century Home Marketing. Before signing a listing contract with anyone in my business, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
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"Professional" "Mike handled the sale of our homes most professionally." K.M.O. Read Quote >
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Compare three mortgages at one time.
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Welcome! Here You Can Find Great Information on Tacoma, Gig Harbor and University Place, Washington Real Estate
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Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Tacoma, Gig Harbor and University Place real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Tacoma, Gig Harbor and University Place Realtor, I have the experience and track record you are looking for. Please let me help. - Mike Flynn  |
Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
Into what category do forty-four percent of home buying households fall?
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| A |
Forty-four percent of home-buying households are made up of married couples with dependents. |
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Do Your Financial Homework Early Get a fully documented loan pre-approval, at no cost to you, before you make an offer to buy. Find Out More >
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