Tacoma, Gig Harbor and University Place real estate and homes for sale in Washington, waterfront homes, view homes - Mike Flynn, REALTOR® Mike Flynn REALTOR(r) for Tacoma, Gig Harbor and University Place, Washington real estate, waterfront homes, view homes - NUMBER1EXPERT™ Mike Flynn NUMBER1EXPERT(tm) for Tacoma, Gig Harbor and University Place, Washington real estate, waterfront homes, view homes
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Mike Flynn, REALTORŪ, real estate agent and broker for Tacoma, Gig Harbor and University Place Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
From 1974 to 1996, what was the world's tallest habitable building?

A 
The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high.
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Mike Flynn, REALTORŪ, real estate agent and broker for Tacoma, Gig Harbor and University Place Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike Flynn
John L. Scott/University Place

4970 Bridgeport Way W
University Place, WA. 98467
253-566-3889
253-222-5911
253-565-1010
Fax: 253-564-6004
Email: mikeflynn@NUMBER1EXPERT.com

Want local knowledge? Mike Flynn grew up right here in Gig Harbor and Tacoma, and has built a thriving, award-winning practice by helping folks succeed in their real estate goals. You can count on Mike for professional handling of your transactions, whether personal or for investment. Call or e-mail him today!

ABRCRSGRIREALTORSRES


John L. Scott/University Place real estate and homes for sale in Tacoma, Gig Harbor and University Place Washington

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