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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Mike, a proven Tacoma, Gig Harbor and University Place, Washington NUMBER1EXPERT™ Top Selling real estate agent. Find Tacoma, Gig Harbor and University Place Homes - Find Tacoma, Gig Harbor and University Place, Washington real estate listings & homes for sale provided by Mike, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Mike, a proven Tacoma, Gig Harbor and University Place, Washington NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Mike, a proven Tacoma, Gig Harbor and University Place, Washington NUMBER1EXPERT™ Top Selling real estate agent. Tacoma, Gig Harbor and University Place Information - Find local information on Tacoma, Gig Harbor and University Place, Washington including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Mike, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Mike, a proven Tacoma, Gig Harbor and University Place, Washington NUMBER1EXPERT™ Top Selling real estate agent. About Mike - Information about Mike including testimonials, guarantees, credentials, and contact information. Learn why Mike is a proven Tacoma, Gig Harbor and University Place, Washington NUMBER1EXPERT™ Top Selling real estate agent.
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First Time Buyers >The Down Payment
Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.
If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.
When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.
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| Q |
Where is the world's largest dome?
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| A |
The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana. |
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